Category: MARKET

In the previous blog, we looked at how we can help our children with their retirement, or financial independence, as many in our profession are starting to frame it. But […]

We spend most of our time having conversations with people who are 40+ about saving for retirement. However, the language and expectations are slowly starting to shift in a powerful […]

In a recent podcast on the Allan Gray Podcast with Dan Brocklemank, head of Orbis UK, he reflected on how humans are NOT designed to be good investors. Our natural […]

So many things have changed in the last four decades, and yet so much has stayed the same. Financial planning has become an entire profession and is no longer just […]

As 22seven recently published on medium.com, “Always think twice before you buy something on credit or take out a loan.” Here’s the thing to remember with credit – it’s just […]

A balloon payment (also called a residual value) is quite simply an amount of money that is still due after you’ve finished paying your monthly instalments. The goal of structuring […]

At the end of any retirement planning conversation, we should always end with how our plan is unique to our own situations. But at the beginning, during the exploratory stage, […]

Here’s the thing about financial planning: we don’t plan out of fear; we plan so that we can extend our peace of mind. This is why wills form such a […]

No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions, we assume that […]