If you have ever carried a significant amount of debt, you know that it is rarely just a numbers problem. It is an emotional, social and physiological weight. Whether it […]
Continue readingCategory: MARKET
Will you enjoy the journey?
There’s a traditional approach to financial planning that relies heavily on the maths of your money. A legacy expectation of discussing asset allocation, historic yields, and projected growth. Success can […]
Continue readingThe opportunity cost of ‘Inbox Zero’
Have you ever started off your day with the intent to mark off everything in your email inbox as ‘Read’? Sometimes, we have this perception that our emails need to […]
Continue readingDesigning a frictionless recovery
When we build a financial plan, we naturally spend most of our time looking at the horizon. We focus on the big, exciting milestones: funding a comfortable retirement, selling a […]
Continue readingRetiring to something
Have you ever thought about retiring TO something, not just from something? We spend our entire working lives focused on the mechanics of retirement. We build the plans, optimise the […]
Continue readingThe hidden gaps in your safety net
We spend a lot of time engineering our financial futures. We carefully allocate our assets, monitor our compounding, and build portfolios designed to withstand economic storms. But one of the […]
Continue readingThe word over every door
“If I had my way, I would write the word ‘insure’ over every door of every cottage and upon the blotting pad of every public man… because I am convinced […]
Continue readingSurviving the noise
Have you ever looked at the financial news and felt that the world has lost its collective mind? Markets often plunge on seemingly good news and soar on terrible news. […]
Continue readingThe hidden cost of doing something
In almost every area of life, hard work and constant activity are rewarded. If you want to improve your health, you train more frequently. If you want to build a […]
Continue readingScience for your money (Part 2)
In our last post, we looked at the foundational laws of money: spending less than you earn, insuring your risks, and respecting the erosive power of inflation. These are the […]
Continue reading