We spend months or years preparing for many significant life events. The first for many of us was the build-up to going to ‘big school’. Our three-, four- and five-year-old […]
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Living to 100…
So many things have changed in the last four decades, and yet so much has stayed the same. Financial planning has become an entire profession and is no longer just […]
Continue readingMore TagWhy do we become people pleasers?
We all have reasons for doing things. It might be because we’re sticklers for following rules, or perhaps we avoid difficult situations and emotions by constantly focusing on the positives. […]
Continue readingMore TagThe hidden costs of credit
As 22seven recently published on medium.com, “Always think twice before you buy something on credit or take out a loan.” Here’s the thing to remember with credit – it’s just […]
Continue readingMore TagPop that balloon… or let it go
A balloon payment (also called a residual value) is quite simply an amount of money that is still due after you’ve finished paying your monthly instalments. The goal of structuring […]
Continue readingMore TagVisualization and stress
Not all stress is bad. But, if left unmanaged and unchecked, stress can become quite unhealthy for us. We all know many causes of stress, but we don’t always slow […]
Continue readingMore TagSeeing the light.
There are many reasons for our increased stress levels – the use of technology and how it has changed our communication with each other and the world around us is […]
Continue readingMore TagInflation & Interest Rates
Typically, inflation and interest rates are in an “inverse” relationship: When rates are low, inflation tends to rise. And when rates are high, inflation tends to fall. Moneyweb recently wrote […]
Continue readingMore TagRecognize. Interrupt. Change.
“We cannot change what we are not aware of, and once we are aware, we cannot help but change.” – Sheryl Sandberg The foundation of most of our ongoing frustrations […]
Continue readingMore TagRewriting retirement rules of thumb
At the end of any retirement planning conversation, we should always end with how our plan is unique to our own situations. But at the beginning, during the exploratory stage, […]
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