In the previous blog, we looked at how we can help our children with their retirement, or financial independence, as many in our profession are starting to frame it. But […]
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Helping your kids with their financial independence
We spend most of our time having conversations with people who are 40+ about saving for retirement. However, the language and expectations are slowly starting to shift in a powerful […]
Continue readingMore TagAre old investment truths still relevant?
In a recent podcast on the Allan Gray Podcast with Dan Brocklemank, head of Orbis UK, he reflected on how humans are NOT designed to be good investors. Our natural […]
Continue readingMore TagLiving to 100…
So many things have changed in the last four decades, and yet so much has stayed the same. Financial planning has become an entire profession and is no longer just […]
Continue readingMore TagThe hidden costs of credit
As 22seven recently published on medium.com, “Always think twice before you buy something on credit or take out a loan.” Here’s the thing to remember with credit – it’s just […]
Continue readingMore TagPop that balloon… or let it go
A balloon payment (also called a residual value) is quite simply an amount of money that is still due after you’ve finished paying your monthly instalments. The goal of structuring […]
Continue readingMore TagInflation & Interest Rates
Typically, inflation and interest rates are in an “inverse” relationship: When rates are low, inflation tends to rise. And when rates are high, inflation tends to fall. Moneyweb recently wrote […]
Continue readingMore TagRewriting retirement rules of thumb
At the end of any retirement planning conversation, we should always end with how our plan is unique to our own situations. But at the beginning, during the exploratory stage, […]
Continue readingMore TagReady and Willing
Here’s the thing about financial planning: we don’t plan out of fear; we plan so that we can extend our peace of mind. This is why wills form such a […]
Continue readingMore TagCruise through a cost-of-living crisis
No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions, we assume that […]
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