Our Approach

Magnificent Life Financial Planning is a fee-only, financial life planning firm based in Tempe, Arizona.
Our core values center on integrity and trust. We provide sensible advice and clear solutions and as such chose to be a fee-only firm. Fee-only firms do not receive commissions for selling financial products or any other inducement from third parties. We earn our compensation through an agreement based on the value provided to a client and paid by the client on an hourly, fixed fee, or percentage of assets basis. We feel this eliminates the conflicts-of-interest that are traditionally present in financial planning relationships and allows us to place our clients and their life goals, not their money, at the center of the relationship.

Financial Life Planning

Financial Life Planning starts with you and your values at the center of our conversations. Typically, your engagement with a financial advisor centers around your money, income, expenses, your investments and retirement dates. Financial Life Planning starts with questions such as:

• What are your values?
• What do you most want to accomplish in life?
• What would you regret not doing if you did not accomplish it in your lifetime?
• What do you most look forward to about the future?
• What kind of life experiences do you value?

Until we first know the answers to these more impactful questions, we don’t know you and what is best for you or how to help you best achieve your most precious dreams.

Can I afford Financial Planning?

Are you concerned that you might not have enough money to invest or don’t earn enough to afford our services? We can help just about anyone who is serious about making a significant difference in their life with our rate structure. If you are just starting your career, are a small business owner, approaching or in retirement, or are contemplating a considerable life change, we can help.

Call or email to set up a complimentary consultation. We will have a conversation, either over the phone, video meeting, or in-person. You get the opportunity to discuss what’s on your mind and learn more about us and how we may be able to help you. We’ll focus on your values, who you are, where you’ve been, where you are now, and where you would like to go. You get the opportunity to determine if we are the right people for you. At the end of the meeting, if we all agree that there is a good fit, we will move forward. If not, you will never be pressured to work with us, and all you’ve invested is an hour of your time that we believe will leave you more informed about your future and some good questions to ponder.

About Stephen J Hazel

Stephen J Hazel, CFP® is a fee-only financial planner based in Tempe, AZ. He works with a wide range of clients in identifying and pursuing their life’s goals. He is a Certified Financial Planner Professional and transitioned to the financial advisory business ten years ago after spending two decades in banking. He also has had a successful consulting company and has worked in start-up entrepreneurial ventures.

• Certified Financial Planner Professional – CFP®
• Accredited Investment Fiduciary – AIF®
• Chartered Financial Consultant – ChFC®
• Certified Retirement Income Professional – RICP®
• Enrolled Agent – EA
• Former Adjunct Faculty, Rio Salado College, Personal Finance & General Business
• B.A. Asian Languages – Japanese
• Master of Business Administration